We have all been shocked by tales of elder abuse. Or stories of people who were found injured and alone in their home. This trend has increased as we become a society that lives much longer than before. Medical advances have also made it possible for people to live alone much longer than previous generations. Placing your parent or grandparent in an old age home has become very expensive and it is not always possible to move them into your home. Some seniors are also not open to moving out of their home.
Unobtrusive video surveillance has become the future of elder care. It allows you to monitor the health of a senior parent that is still living on their own. The motion detecting videos can be set to alert you to anything out of the ordinary.
The importance of it
It gives you the peace of mind of being able to monitor an elderly parent without having to remove them from their comfort zone. You can monitor whether they are taking their medication and check that they are eating correctly. You can also set it to alert you if they leave the house at strange times.
None invasive means of surveillance
Technology has advanced to such a degree that the cameras can be hidden from view. This will allow the senior to go on with their day without feeling like they are being spied on. There are also cameras that are motion activated instead of running the whole time. They will only be activated when something is amiss.
The benefits for family members
This will allow the senior to feel like they still have a degree of freedom. They will not have that if they are moved to a retirement facility. It also allows the family members an insight to whether or not the senior is able to cope on their own. The alerts allow them to notify the police or an ambulance if there is a situation that needs to be investigated.
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There are times when you make a claim to the cheap dental insurance and they dispute it rather than actually helping you. Maybe you were in a state of emergency and you need quick help but then when you go to claim, the insurance company dispute it. Surely, when faced with such a situation, you will need to act.
Disputing a claim
If you faced with such a situation, here is what you need to do:
- You need to first of get attended to and your emergency relieved. This way, you will be relaxed to face any troubles that you may be confronted with.
- After you have gotten the treatment that you need, the next step and crucial is to go to the EOB and look for the explanation on the issue at hand. This will give you a clue as to why your claim was denied.
- You may also want to let the insurance people know that your claim was denied also, seek an explanation with them and try to figure out why your claim was denied.
- It is also good to put your complaints in writing. The best dental insurance company advocate for this. Again, this will enable you to provide necessary documents that will back your arguments. This include things like dental records, a dentists’ letter.
- If still the insurance company stands firm on their decision as it happens with some of the cheapest dental insurance company, you may want to take your complaints to the next level. Usually, and this is what you will find with most dental insurance providers, they will offer you with two levels where you can appeal.
- If still that doesn’t help you, then you may choose to bring the issue before the insurance commissioner in your state. This will help you claim your rights. More to that, if the plan that you chose is under the ERISA laws, you may take the matter to this body.
Even though there may be a mistake on the part of the insurance company, it is best that you take every law seriously and read carefully through the terms and condition of the contract. Otherwise it may be your problem that the insurance company disputed your claim.
The following guideline should help you claim back what you may have lost. Therefore, make sure to follow them carefully and play your part in the rightful manner.
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